Is Dual Pricing Right for Your Business?

How Dual Pricing Works in Action

Let’s say an item costs $100. With PayLow Pro, the checkout system will display both:

• Cash Price: $100

• Card Price: $103.50 (covering the 3.5% processing fee)

If the customer pays cash, they enjoy the lower price. If they pay with a card, the extra covers the cost of processing. Either way, your business receives the full $100.

PayLow Pro handles all of this automatically across receipts, POS displays, and even QR code price checkers—ensuring compliance and transparency every step of the way.

Benefits of Dual Pricing with PayLow Pro

• Lower Operating Costs – Eliminate up to 100% of card processing fees.

• Instant Margin Boost – Businesses typically improve profits by 3–4% overnight.

• Better Cash Flow – Predictable expenses make budgeting and reinvestment easier.

• Customer Choice – Shoppers decide how they want to pay and which price works for them.

• Full Compliance – PayLow Pro is legal in all 50 states and built to meet federal/state guidelines.

Considerations Before Making the Switch

Dual Pricing is a powerful tool, but like any pricing strategy, it works best when paired with the right customer experience:

• Customer Expectations – In retail and food service, clarity matters. PayLow Pro displays both prices upfront so customers don’t feel surprised.

• Competitor Landscape – If competitors are still absorbing fees, positioning dual pricing as “a way to give customers choice” can set you apart.

• Average Transaction Size – For larger ticket businesses (medical, auto repair, B2B), the impact of processing fees is significant, making dual pricing a natural fit.

Hidden Fees to Watch Out For

Some providers advertise “free processing” but still sneak in costs like:

• Monthly platform or software fees

• Terminal rentals or long-term contracts

• PCI compliance charges

• Extra markups on interchange rates

With PayLow Pro, transparency is built in. No hidden fees. No long-term traps. Just clear, predictable savings.

What to Look For in a Dual Pricing Provider

When choosing a provider, make sure they offer:

• Transparent Pricing – Clear breakdown of all costs, no surprises.

• Automated Dual Price Displays – Cash vs. Card pricing shown on screens, receipts, and invoices.

• Built-In Compliance – State-specific rules and disclosures handled automatically.

• System Integration – Works with your POS, eCommerce, and accounting tools.

• Customer Experience – Checkout that feels smooth and professional.

Why PayLow Pro?

At PayLow Pro, we’ve built a platform designed from the ground up to make dual pricing simple, compliant, and customer-friendly.

• ✅ 100% Legal Nationwide – Dual pricing that meets every compliance standard.

• ✅ Automatic Price Display – Cash & card pricing shown on POS, receipts, and QR code checkers.

• ✅ Signage & Disclosures Provided – No guessing about compliance requirements.

• ✅ Omnichannel Support – In-store, online, or by invoice—PayLow Pro works everywhere.

• ✅ Instant Profit Growth – Most businesses increase margins by 3–4% immediately.

Final Thoughts on Dual Pricing

“Free” processing platforms often over-promise and under-deliver. Dual Pricing with PayLow Pro gives you a real solution: compliant, transparent, and proven to protect your profits without hidden costs.

If you’re serious about cutting expenses and strengthening margins, Dual Pricing isn’t just the right fit—it’s the smart move.